Most lenders are checking the credit score and credit record of the borrower before approving a loan, and a borrower with a low credit score is likely to find it difficult to get a loan as the possibility of a default will be higher. However there are some lenders who are offering bad credit loans to borrowers after taking a calculated risk. For example in some cases, a few borrowers may have a poor credit score due to factors beyond their control. If a person is travelling or is hospitalized he or she may not be able to pay the bills or loan installment in time, adversely affecting the credit score. So the lender may take a calculated risk in these cases and offer bad credit loans.
However in most cases, the interest rate charged for the bad credit loans will be higher compared to conventional loans offered by the same firm. The repayment terms and conditions for these loans are likely to be more stringent also.
In 2012, after being elected the goa government announced a large number of welfare schemes, hoping that it would win the elections more easily in 2017. However in 2017 elections, the BJP seats reduced to a great extent , allegedly due to corruption, land grabbing by some ministers especially in north goa. Realizing that the welfare schemes had not creating a loyal vote bank and was increasing the debt of the government, to the central government, many of the schemes have been curtailed or cancelled.
For example the government was paying Rs 1500 monthly to all housewives in Goa, however now it is not accepting new registrations as the scheme is under review. It appears that most indian states are not managing their finances well, and rely on loans from the centre. For example the central government decided to release the tax revenues to the states only once in 3 months, and some of the state governments protested, with West Bengal writing to centre according to media reports as they are facing a fund shortage.
On the other hand, indian citizens who manage their money well, are falsely labelled a security threat, to waste tax payer money to harass, defame, cheat, and exploit them, instead of using their money management skills.
We got a little carried away dreaming of what we wanted in our next apartment. We got through the standard things pretty fast. We wanted big walk-in closets, stainless steel appliances and for it to be pet-friendly. Then we started adding things we thought were goofy such as heated garages, indoor swimming pools and hot tubs and even underground tunnels to get to apartment complex facilities. Imagine our surprise when we found apartments near Edina MN that offer all that and more.
My wife called me into our home office one day and asked me if I remember the silly things we put on our apartment list such as heated parking. I told her I remembered, and I was shocked to find out that there is actually an apartment complex that offers underground heated parking for residents. No more freezing cars in the winter with snow and ice piled on top of them. She told me they have an indoor heated pool and spa as well as a sauna too. Now she was talking my language. Continue reading The Amenities Can’t Be Beat at Our Cedars at Edina Apartment
Have you ever had to move because of a tree? Well, a giant tree pretty much obliterated part of the house we were renting. We needed an excuse to move, and this was a get-out-of-the-lease-early card we had to play. Renter’s insurance covered losses, and no one was injured. We looked for Manassas apartments to move a little closer to where we worked. We just needed easy access without driving to a VRE station. This way we could hop a train to work every morning without having to even get in our car. Before, we would drive to a train station and then go into DC. Then there was the ride back to our car then home. We worked the same hours, so it was easy to coordinate our commute together. Continue reading Being the First Tenant in a New Apartment is the Best
When my husband’s mother decided to move to Charlotte with us, we all knew that it would be better to just look for a two bedroom apartment that was large enough that we would not get on each other’s nerves. I knew that we would be able to find a nicer place since we were sharing the costs, but I honestly did not expect to find something as nice as CityPark View South. My mother in law is the one who found it, and it has turned out to be the perfect answer for all of us.
The reason she wanted to move with us is because my husband was getting transferred to Charlotte from our hometown of Hartford. If we were only moving an hour away, she would have stayed in Hartford. However, it would take a plane ride for her to come and see us or for us to go and visit her. She has a few good friends in the city, but they were not worth her losing daily contact with the only two family members she has. Continue reading We All Moved to Charlotte Together
At the end of the last semester, a classmate asked me where I was going to live next semester, and I told him that I would probably find some place on campus. He told me that he wanted to get an apartment, but didn’t have anyone to room with that could split the cost, and asked me if I wanted to room with him. Since the cost of an apartment divided by two people would be less than campus housing, I said yes. He already had some ideas about which of the apartments in Brandon he wanted to live in during the semester.
My classmate knew a lot more about the apartments that were for rent in Brandon, so we went over the ones that he had already picked and chose one that was suitable for the both of us. While were not going to school in Brandon, I live in Tennessee, and my classmate lives in California. Continue reading Teaming Up for a Residence