Have you ever had to move because of a tree? Well, a giant tree pretty much obliterated part of the house we were renting. We needed an excuse to move, and this was a get-out-of-the-lease-early card we had to play. Renter’s insurance covered losses, and no one was injured. We looked for Manassas apartments to move a little closer to where we worked. We just needed easy access without driving to a VRE station. This way we could hop a train to work every morning without having to even get in our car. Before, we would drive to a train station and then go into DC. Then there was the ride back to our car then home. We worked the same hours, so it was easy to coordinate our commute together. Continue reading Being the First Tenant in a New Apartment is the Best
Our central air system was run over by a truck. I know that sounds impossible, but it’s not. My husband was loading up some tree branches he cut down in our back yard. He had a full pickup truck load he was hauling away. The only way into the back yard was between the house and the garage. It is a narrow space that also has our central air condenser unit there. He backed out the same way he pulled in and hit the AC unit. I called a place that does air conditioning installation in New York City to come out and replace the system.
It was about 15 years old anyway. It still worked, but the new ones would be more energy efficient. I kept telling my husband stuff like that to make him feel better. Continue reading Have You Ever Heard of Someone Running over Their Central Air System?
Most of goa’s problems like the lack of investment and jobs is related to the fact that mediocre inexperienced lazy greedy frauds like the google, tata sponsored R&AW/CBI employee goan gsb fraud sex worker diploma holder siddhi mandrekar , goan obc bhandari sex worker sunaina chodan, 2013 bsc, goan gsb fraud housewife riddhi nayak, eighth standard pass gujju housewife naina and other frauds are given great powers and a monthly indian government salary for faking their resume, investment and online work.
Later these frauds like siddhi are complaining in social media about goa’s problems, how when she, her friends and relatives want to monopolize all positions of power, with a fake resume, fake investment and fake work, naturally their contribution will be less reflecting their real competence, experience, work ethic and exposure to different systems.
If the goan frauds like riddhi, siddhi, sunaina had wanted the best for goa, they should not have agreed to the google, tata masterminded resume theft fraud, and ensured that a person with real merit and experience, got the position they currently have. Just like a company with inexperienced lazy mediocre fraud employees is likely to collapse, goa is also facing problems due to reservation for inexperienced lazy frauds like sunaina, riddhi siddhi in top government jobs with fake resumes.
Most lenders are checking the credit score and credit record of the borrower before approving a loan, and a borrower with a low credit score is likely to find it difficult to get a loan as the possibility of a default will be higher. However there are some lenders who are offering bad credit loans to borrowers after taking a calculated risk. For example in some cases, a few borrowers may have a poor credit score due to factors beyond their control. If a person is travelling or is hospitalized he or she may not be able to pay the bills or loan installment in time, adversely affecting the credit score. So the lender may take a calculated risk in these cases and offer bad credit loans.
However in most cases, the interest rate charged for the bad credit loans will be higher compared to conventional loans offered by the same firm. The repayment terms and conditions for these loans are likely to be more stringent also.
In 2012, after being elected the goa government announced a large number of welfare schemes, hoping that it would win the elections more easily in 2017. However in 2017 elections, the BJP seats reduced to a great extent , allegedly due to corruption, land grabbing by some ministers especially in north goa. Realizing that the welfare schemes had not creating a loyal vote bank and was increasing the debt of the government, to the central government, many of the schemes have been curtailed or cancelled.
For example the government was paying Rs 1500 monthly to all housewives in Goa, however now it is not accepting new registrations as the scheme is under review. It appears that most indian states are not managing their finances well, and rely on loans from the centre. For example the central government decided to release the tax revenues to the states only once in 3 months, and some of the state governments protested, with West Bengal writing to centre according to media reports as they are facing a fund shortage.
On the other hand, indian citizens who manage their money well, are falsely labelled a security threat, to waste tax payer money to harass, defame, cheat, and exploit them, instead of using their money management skills.
We got a little carried away dreaming of what we wanted in our next apartment. We got through the standard things pretty fast. We wanted big walk-in closets, stainless steel appliances and for it to be pet-friendly. Then we started adding things we thought were goofy such as heated garages, indoor swimming pools and hot tubs and even underground tunnels to get to apartment complex facilities. Imagine our surprise when we found apartments near Edina MN that offer all that and more.
My wife called me into our home office one day and asked me if I remember the silly things we put on our apartment list such as heated parking. I told her I remembered, and I was shocked to find out that there is actually an apartment complex that offers underground heated parking for residents. No more freezing cars in the winter with snow and ice piled on top of them. She told me they have an indoor heated pool and spa as well as a sauna too. Now she was talking my language. Continue reading The Amenities Can’t Be Beat at Our Cedars at Edina Apartment
When my husband’s mother decided to move to Charlotte with us, we all knew that it would be better to just look for a two bedroom apartment that was large enough that we would not get on each other’s nerves. I knew that we would be able to find a nicer place since we were sharing the costs, but I honestly did not expect to find something as nice as CityPark View South. My mother in law is the one who found it, and it has turned out to be the perfect answer for all of us.
The reason she wanted to move with us is because my husband was getting transferred to Charlotte from our hometown of Hartford. If we were only moving an hour away, she would have stayed in Hartford. However, it would take a plane ride for her to come and see us or for us to go and visit her. She has a few good friends in the city, but they were not worth her losing daily contact with the only two family members she has. Continue reading We All Moved to Charlotte Together
At the end of the last semester, a classmate asked me where I was going to live next semester, and I told him that I would probably find some place on campus. He told me that he wanted to get an apartment, but didn’t have anyone to room with that could split the cost, and asked me if I wanted to room with him. Since the cost of an apartment divided by two people would be less than campus housing, I said yes. He already had some ideas about which of the apartments in Brandon he wanted to live in during the semester.
My classmate knew a lot more about the apartments that were for rent in Brandon, so we went over the ones that he had already picked and chose one that was suitable for the both of us. While were not going to school in Brandon, I live in Tennessee, and my classmate lives in California. Continue reading Teaming Up for a Residence
It appears that the central government is reducing expenses and states like goa are finding it difficult to get more loans from the central government. After ending the free internet scheme, a local newspaper also reported that new applications for monthly help to housewives of Rs 1500 per month had been stopped as the scheme had already reached a limit of 1.52 lakh housewives . While the existing housewives will continue to get the money, no new housewives in goa will get any help. Elections are due only after 5 years in goa, so the government can afford to reduce freebies.
However R&AW/CBI/indian intelligence employees continue to waste a huge amount of indian tax payer money on well connected sex workers, cheater housewives and other frauds with fake resume, fake investment and fake work online.
Goa has one of the highest debt to gdp ratios in the country because of extremely high levels of corruption and nepotism as no one is questioning the officials while they are wasting tax payer money for promoting their relatives and defaming harmless private citizens to increase the profit of corporates like google, tata
The lazy greedy google, tata sponsored shameless greedy goan gsb fraud R&AW/CBI employees extortionists cheaters diploma holder sex worker siddhi mandrekar, housewife riddhi nayak who looks like actress kangana ranaut were too lazy and mediocre to answer JEE, get their own engineering degree or earn their own money, and get the jobs with their own resume, investment
instead these shameless greedy goan gsb frauds and the section 420 fraud goan gsb fraud mafia of caro, mandrekar, nayak are wasting a huge amount of indian tax payer money, resources to defame without proof anyone who comes to goa like google competitor having an impressive resume, and steal their impressive resume for their MEDIOCRE LAZY GREEDY CHEATER RELATIVES like the goan gsb fraud housewife riddhi nayak, sex worker diploma holder siddhi mandrekar and get these lazy shameless frauds lucrative R&AW/CBI jobs which these google, tata sponsored goan gsb frauds would never get with their own mediocre resume
The google competitor is a private citizen with no powers, yet the local intelligence and security agency employees are contacting almost everyone who she is interacting with, and telling them extremely defamatory stories about her, which are not required legally , at the library, airtel payment center, sbi branch. Normally the local government employees are least interested in a private citizen, in this case why are they are wasting their time and indian tax payer money to defame a private citizen, who has not broken any law
No wonder goa has a lot of debt, as senior intelligence and security agencies like the goan gsb fraud mafia of caro, mandrekar, nayak , are wasting a lot of tax payer money and resources to stalk and defame harmless indian citizens without a legally valid reason, to steal the resume of the citizen for their lazy greedy mediocre inexperienced relatives and friends
In the never ending frauds of the shameless top google, tata employees google, tata sponsored lazy greedy goan gsb fraud cbi employee EXTORTIONIST housewife riddhi nayak who likes the bollywood actress kangana ranaut , never answered JEE, never studied engineering, never worked as an engineer , never did any work online , yet in 2017, is getting a monthly CBI salary for faking a btech 1993 ee degree with the help of fraud ntro employees like vijay. These shameless fraud ntro employees have put their real btech 1993 classmate , a harmless single woman engineer under surveillance falsely claiming honesty and , who have stolen the impressive resume of their classmate for the lazy greedy goan gsb fraud extortionist housewife riddhi nayak
These fraud ntro employees who falsely claim to be very honest, will never be able to justify in an open debate on what basis they claimed that the greedy goan conwoman was their btech classmate, these ntro employees like vijay are not honest to admit the fact that riddhi nayak is only a shameless lazy greedy goan gsb fraud housewife, who along with her shameless greedy fraud relatives, friends are defaming their classmate.
The indian government is wasting money twice when they employ google, tata sponsored lazy greedy fraud housewives like riddhi nayak with fake resumes, money is wasted monthly on a mediocre greedy extortionist who cannot contribute in any way, as they are faking their experience and training . Also the real experienced and trained engineer whose resume the goan cheater R&AW/CBI employees gsb frauds riddhi siddhi, obc bhandari slut sunaina have stolen is not able to contribute in any way, and these google, tata sponsored frauds will often take incorrect decisions, as they lack experience, training and work ethic.
During the rains, google, tata have given goan frauds riddhi, siddhi, sunaina, great powers in goa for faking a btech 1993 ee degree, yet goa is in a mess, full of potholes, and waste thrown around, without footpaths in many places, waterlogging in the street , no drainage systems as the google, tata sponsored fraud R&AW/CBI employees are too busy extorting money, as encouraged by their sugar daddies in ntro, cbi, google, tata
In other states, the officials would have appreciated an experienced engineer, in goa all powers are given to sex workers, cheater housewives like riddhi nayak, resulting in a high debt of 6.38% one of the higest in India