Government employees are major money lenders in Karnataka
In India a government job is very lucrative, because they get a fixed income every month from the state, with the additional bonus that they can demand and get bribes, waste indian tax payer money without being questioned and do not have to work very hard. For private sector, a business should make a profit and the employee should work hard, else they will lose their job.
The media/business paper Economic Times reported that in Karnataka, most of the loans to villagers are given by government employees like teachers as other professionals, small business owners and farmers find it difficult to make their ends meet, as they made losses. The government employees charge interest of 24% to upto 100% depending on the person they are lending to. The survey was conducted across many villages, yet the government employees remained anonymous and could not be identified.
This amount is higher than the 16% specified by the Karnataka Money lenders act.
Many farmers and poor people unable to repay the debt or loans they have taken, have died
NTRO continues to make up fake stories of student loan , to commit FINANCIAL FRAUD, human rights abuses on a harmless private citizen
In 2015, the ntro/raw employees had stolen everything from the domain investor, and were least interested in contacting her
Yet they refused to be honest about their hatred, so that they could continue to defame, cheat, EXPLOIT her as long as possible with the help of google, tata giving the extremely flimsy excuse of student loan, trust to cover up their FINANCIAL FRAUD
The cost of education in a top college is less than Rs 11 lakh for 4 years, yet the ntro/raw/cbi employees are cheating the domain investor of at least Rs 15 lakh annually since 2010.
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Goa’s debt trap could be avoided
The debt trap in Goa is not entirely due to natural factors which cannot be controlled, it is due to the extremely cruel, corrupt, dishonest and greedy top intelligence and security agency officials. Instead of letting a small business owner work during the day, they are relentless in stalking and attacking her causing the most terrible human rights abuses out of hatred and greed. It appears that the officials attacking the harmless engineer, have no other work during the day. The government should redeploy them them instead of allowing to waste their time during the day commiting human rights abuses rt
These shameless cruel dishonest men falsely claim that the lazy greedy mediocre goan call girls siddhi mandrekar, bsc obc sunaina, brahmin and other cheaters like nayanshree hathwar, riddhi, veena, ruchika, asmita patel are online exporters when these pampered fraud women cannot even operate the bank account of the export business these shameless fraud officials claim that the pampered lazy greedy cheaters own.
Just because the goan call girls have sex with top officials and cheaters are well connected, when will powerful officials learn to be honest and realize that they are not the exporters who contribute to the economy. When the powerful officials learn to be a little patriotic and allow harmless civilians to work peacefully at home and elsewhere without being ruthlessly attacked, causing great pain . It will stop the wastage of tax payer money for personal hatred and gain, and also help the local economy as more money will be available for spending.
Picking a New Utility Company Was Easy
I lived with my parents until I was 29 years old. They wanted me to be able to stay with them while I went to college. After graduating, I needed to find a job. I took on an entry level job while looking for the right one that would fit my college degree. I found the perfect place to work at in another state, and I was moving to Texas. Dad said he would help me set up with Reliant Energy in Texas and all the other businesses I needed to get set up with. I told him that I would do all of it on my own so that they would not have to worry about doing it. Not only that, but I wanted to learn as much as possible about living out in the world. I moved and did just that.
In my new state, you have a lot of choices about which companies to purchase your electricity through. Where I lived most of my life previously, we had the choice of getting our service through one company and that is it. Read the rest of this entry »
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Bank of India posted losses due to NPA
As small business owners throughout india are unable to repay the loans they have taken due to the endless persecution, the banks which lent them money are facing losses. Bank of India announced their first loss in nearly twenty years due to mounting bad debts as the borrowers could not repay the amount they had taken a loan for . It is a reflection of the extremly hostile business conditions in the country,
Honest hardworking small business owners are treated worse than criminals, unemployed people and harassed for years wasting tax payer money, to find non existent proof to defame them. Intelligence agency officials have no work other than spreading defamatory rumors to ruin the reputation of the small business owner so that they find it difficult to get local customers or suitable staff
Small business owners especially those who are not well connected are finding it difficult to survive, as they live a life of fugitive
Huge amount of tax payer money wasted to cause business losses resulting in loan default
Using conventional economic logic, a government would like businesses to flourish so that they can pay more taxes and generate more employment. However in india due to warped/misplaced priorities of top officials and the lack of systems to monitor and prevent the abuse of power by these officials, they are able to waste a huge amount of tax payer money to destroy the finances and reputation of small business owners
The RBI Governor was reported in the media in May 2015 as saying that despite their best efforts banks are unable to repay their debt. However no effort has been made to analyze why a business is not doing well. If indian tax payer money of Rs 3-4 lakh a month is wasted to stalk, sexually harass, commit human rights abuses, defame and steal the correspondence of a small business owner, how can he or she focus on the business.
A person subjected to the terrible human rights abuses in India today will focus on minimizing the damage to their health caused by the cruel cowardly officials getting a government salary and hiding in government offices. When they are in great pain,caused wasting tax payer money, how can they do any work? The business owner is like a hunted animal trying to escape from the cruel cowardly animal in human form, getting a government salary, attacking him or her daily, hiding in a posh government office .
Thus india today is nominally a democracy for the rich and well connected, others are denied even their fundamental right to living and privacy. Filing an RTI request has not helped as these cunning cruel officials falsely claim that national security matters are involved when they actually want to cover up their frauds. What harm would the country face if the harmless business owner was just left alone, saving tax payer money? Can these cruel cowardly officials in india answer, why they waste tax payer money to ensure that business owners do not repay their loans to the bank?
Google has destroyed almost all online advertising
Online advertising revenues are so low that it is difficult to pay domain renewal expenses .Kindly note that all advertisements are provided by ad networks, the domain investor does not deal with any advertiser directly. Advertising is the only way free content can be provided, since webhosting, domain renewal fees have to be paid every year, and the domain investor does not get help from any government or other agency since ntro falsely claims that websites of private citizens belong the goan bhandari CALL GIRL r&aw employee sunaina chodan, who offers them sex services and other google, tata sponsored sex service provider, cheater, robber, fraud raw/cbi employees like robber riddhi nayak caro who do not spend any money on domains . The ad network reduces ads if any ads are rejected, so to pay domain renewal fees ads are copy pasted. Due to extremely poor internet connectivity in panaji, goa, the websites advertised cannot be checked
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Businesses in India unable to repay loans
The latest media reports indicated that banks in India are finding a great increase in the number of defaulters as businesses are increasingly unable to repay the loans they have taken. More than external factors, it is a reflection of how difficult it remains to do business in India, to earn reasonable profit.
Instead of helping small and big businesses flourish so that they make more profit and pay more taxes, generate more employment, unless the business owner is well connected, a business owner will often find that a huge amount of indian tax payer money will be wasted to make it very difficult for the business owner to earn even a single rupee.
If a small business is targetted for a hostile takeover by a large and well connected company the plight of the business owner will be terrible. The harmless business owner will be subjected to a terrible slander campaign, under surveillance for more than 5 years, retirement savings, resume and correspondence stolen. Powerful officials will waste tax payer money to block the payment which the business owner would have otherwise received, spreading malicious rumors
It is almost universally agreed that it is difficult for a small business owner to take on the might of the state. 5 years ago, even this business owner could not imagine that conditions would be so bad and powerful officials so dishonest,greedy and without honesty. When a business is not earning any revenues, how can they repay the loans they have taken? Till the top officials end their negative attitude towards hard working business owners, wasting tax payer money, the banks in India will deal with bad debts, unpaid loans
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