Though India officially claims to be a democracy, in reality it is ruled by the greedy corrupt dishonest intelligence and security agencies who are free to do anything they feel like, without a court order or legally valid reason. For example these officials have made fake allegations without any proof against a harmless single woman obc engineer, domain investor, paypal account holder for more than 5 years and stolen her retirement savings of twenty years, without a legally valid reason or court order. These fraud security agency officials who are replacing the british in commiting human rights abuses, atrocities on harmless indians label any vulnerable person as a security threat without any proof to exploit, cheat the person for the rest of his or her life.
So though the returns on insurance investment remains low compared to other options, indian citizens who are defamed, exploited by the fraud corrupt security and intelligence agencies are forced to invest their hard earned money in insurance or the shameless fraud indian intelligence and security agencies will steal all their hard earned money making up fake stories
While the incompetent security and intelligence agencies cannot maintain law and order in Haryana and other places in north India they are allowed to waste infinite indian tax payer money to stalk, sexually harass and criminally torture harmless domain investors in India, causing great pain and health problems, for their personal gain or hatred. This adversely affects the revenues of these domain investors and makes it difficult to lead a normal life.
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Goa has the largest per capita debt among indian states, because it has the most shameless dishonest unethical intelligence agency officials in india who reward laziness, lies and cheating, and defame harass honest hardworking small business owners.
These powerful SHAMELESS GOAN GSB, OBC BHANDARI FRAUDSTERS nayak, mandrekar, pritesh continue to shamelessly and falsely claim that they and their lazy greedy fraud relatives and friends cheater R&AW/CBI employees sex bribe givers obc bhandari slim bsc sunaina, goan gsb diploma holder siddhi mandrekar, goan gsb fraud housewife riddhi nayak own the websites where the news of their section 420 fraud, sex bribes has been published and the associated paypal account.
Anywhere else a CBI/r&aw employee falsely claiming to own the website where the news of her fraud has been published will be considered a SCAMMER, yet in goa the intelligence agency officials are SHAMELESS LIARS and frauds , boastfully claim to own websites which are actually controlled by someone else.
Till the intelligence agency officials have some personal, professional integrity, goa’s problems of debt will remain unresolved.