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As small business owners throughout india are unable to repay the loans they have taken due to the endless persecution, the banks which lent them money are facing losses. Bank of India announced their first loss in nearly twenty years due to mounting bad debts as the borrowers could not repay the amount they had taken a loan for . It is a reflection of the extremly hostile business conditions in the country,
Honest hardworking small business owners are treated worse than criminals, unemployed people and harassed for years wasting tax payer money, to find non existent proof to defame them. Intelligence agency officials have no work other than spreading defamatory rumors to ruin the reputation of the small business owner so that they find it difficult to get local customers or suitable staff
Small business owners especially those who are not well connected are finding it difficult to survive, as they live a life of fugitive
Using conventional economic logic, a government would like businesses to flourish so that they can pay more taxes and generate more employment. However in india due to warped/misplaced priorities of top officials and the lack of systems to monitor and prevent the abuse of power by these officials, they are able to waste a huge amount of tax payer money to destroy the finances and reputation of small business owners
The RBI Governor was reported in the media in May 2015 as saying that despite their best efforts banks are unable to repay their debt. However no effort has been made to analyze why a business is not doing well. If indian tax payer money of Rs 3-4 lakh a month is wasted to stalk, sexually harass, commit human rights abuses, defame and steal the correspondence of a small business owner, how can he or she focus on the business.
A person subjected to the terrible human rights abuses in India today will focus on minimizing the damage to their health caused by the cruel cowardly officials getting a government salary and hiding in government offices. When they are in great pain,caused wasting tax payer money, how can they do any work? The business owner is like a hunted animal trying to escape from the cruel cowardly animal in human form, getting a government salary, attacking him or her daily, hiding in a posh government office .
Thus india today is nominally a democracy for the rich and well connected, others are denied even their fundamental right to living and privacy. Filing an RTI request has not helped as these cunning cruel officials falsely claim that national security matters are involved when they actually want to cover up their frauds. What harm would the country face if the harmless business owner was just left alone, saving tax payer money? Can these cruel cowardly officials in india answer, why they waste tax payer money to ensure that business owners do not repay their loans to the bank?
The latest media reports indicated that banks in India are finding a great increase in the number of defaulters as businesses are increasingly unable to repay the loans they have taken. More than external factors, it is a reflection of how difficult it remains to do business in India, to earn reasonable profit.
Instead of helping small and big businesses flourish so that they make more profit and pay more taxes, generate more employment, unless the business owner is well connected, a business owner will often find that a huge amount of indian tax payer money will be wasted to make it very difficult for the business owner to earn even a single rupee.
If a small business is targetted for a hostile takeover by a large and well connected company the plight of the business owner will be terrible. The harmless business owner will be subjected to a terrible slander campaign, under surveillance for more than 5 years, retirement savings, resume and correspondence stolen. Powerful officials will waste tax payer money to block the payment which the business owner would have otherwise received, spreading malicious rumors
It is almost universally agreed that it is difficult for a small business owner to take on the might of the state. 5 years ago, even this business owner could not imagine that conditions would be so bad and powerful officials so dishonest,greedy and without honesty. When a business is not earning any revenues, how can they repay the loans they have taken? Till the top officials end their negative attitude towards hard working business owners, wasting tax payer money, the banks in India will deal with bad debts, unpaid loans
Looking for an anti corruption or woman right activist or lawyer to help a harmless innocent single woman obc engineer and online exporter retrieve her retirement savings of twenty years which are allegedly held by a powerful governmemt official in India without a court order or legally valid reason.
Kindly note that though the single woman engineer has been subjected to an extremely malicious slander campaign based entirely on lies, even after 5 years of intense surveillance, these officials have not been able to find any concrete proof against the harmless innocent single woman engineer. Ex CBI, R&AW or IB officials who can help an innocent harmless single woman please contact.
Filing RTI requests has not helped the single woman engineer.
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Many newspapers carry ads for low interest loans of 1% or 3% , few know how this could be possible, as most banks will charge 9% or more for loans. For many items, people today pay in installments and depending on the clout the seller and buyer will have, the seller can manipulate the conditions to have the buyer provide an interest free loan.
The seller may not encash the post dated cheque provided by the buyer and then falsely claim that the buyer is a defaulter,
In other cases, the seller may not inform the buyer that the payment was due and then falsely claim that the buyer is a defaulter.
The buyer will not get what he or she has paid for, and also find that his or hard earned money was kept with the seller without getting anything in return.
In case the buyer disgusted with the unfair terms, poor service decides to cancel the contract the seller may deduct some amount which was paid. In other cases if the buyer will protest, the seller will return only the principal after a further one or two years. Effectively the gullible buyer has been forced to give the seller a zero interest loan for 5 years without getting anything in return, wasting time and losing money.
Now the large companies use this trick on a large number of vulnerable buyers to get interest free loans. This money can then be lent to other borrowers at low interest earning a good profit for the large seller. Hence check the background of the lender before taking low interest loans
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Powerful offiicials in the indian internet sector lead lavish lifestyles, patronizing call girls, brahmin cheaters and escorts, take loans and then defame, exploit and cheat hardworking, harmless , innocent obc webmasters, online exporters. They then falsely claim that the websites belong to the call girls and brahmin cheaters who they patronize to defame the real obc exporter whose retirement savings they have already stolen.
Why should the real obc domain investor, exporter, engineer not get credit for the hard earned money she has spent online, play second fiddle to mediocre lazy greedy goan call girls siddhi mandrekar, sunaina, brahmin cheater nayanshree hathwar, riddhi who have cheated and exploited her.’
Just because these officials are very powerful and want to steal her savings, resume, why should the harmless obc exporter and engineer tolerate their cheating, exploitation for the rest of her life. These officials, their friends and relatives can easily pay their loans themselves if they work hard and lead a frugal lifestyle.
However, these cunning officials want everything easy, and seem to have perfected the art of exploiting, cheating and defaming hardworking honest obc exporters and engineers, to justify looting them for the rest of their lives to earn a lot of easy money and make their relatives and friends rich and powerful . Unless the fraud of these shameless officials will be exposed, they will continue to exploit others
Allegedly powerful officials in the indian internet sector, certain companies have duped all government organizations and banks including state bank of india that the lazy greedy obc goan call girl sunaina was the online exporter and domain investor , when she is only a lazy greedy goan call girl bribing these fraud officials with FREE SEX to steal the resume of the real OBC engineer and webmaster. They falsely claim that the goan call girl sunaina owns loan related websites when the powerful officials have stolen the resume of the OBc webmaster, domain investor for the arrogant greedy goan call sunaina to get her a lucrative government job
It reflects poorly on the indian internet sector that the inexperienced bsc goan call girl sunaina, like the other goan call girl siddhi mandrekar and shivalli brahmin cheater nayanshree hathwar are allowed to retain their lucrative governmemt jobs, wasting indian tax payer money, with a stolen resume falsely claiming that they are domain investors and online exporters . state bank of india officials allegedly think that the lazy greedy goan CALL GIRL sunaina owns the websites like hli.in and laddh.org when she does not spend any money , do any work only BRIBES fraud officials with FREE SEX to make false claims that she owns the websites
Why has no action been taken against the officials who falsely claim that the lazy greedy goan call girls like sunaina, siddhi mandrekar, brahmin cheaters like nayanshree were their engineering college classmate, domain investor and online exporters . An open challenge to the goan call girls, nayanshree, the officials and the companies sponsoring them to justify the fraud in an open debate.
If the call girls sunaina, siddhi actually owns the website, a challenge to get the posts removed.
Forced to publish the disclaimer as the officials patronizing goan call girls sunaina, siddhi are extremely shameless, greedy, without morals or conscience