Huge amount of tax payer money wasted to cause business losses resulting in loan default

Using conventional economic logic, a government would like businesses to flourish so that they can pay more taxes and generate more employment. However in india due to warped/misplaced priorities of top officials and the lack of systems to monitor and prevent the abuse of power by these officials, they are able to waste a huge amount of tax payer money to destroy the finances and reputation of small business owners
The RBI Governor was reported in the media in May 2015 as saying that despite their best efforts banks are unable to repay their debt. However no effort has been made to analyze why a business is not doing well. If indian tax payer money of Rs 3-4 lakh a month is wasted to stalk, sexually harass, commit human rights abuses, defame and steal the correspondence of a small business owner, how can he or she focus on the business.
A person subjected to the terrible human rights abuses in India today will focus on minimizing the damage to their health caused by the cruel cowardly officials getting a government salary and hiding in government offices. When they are in great pain,caused wasting tax payer money, how can they do any work? The business owner is like a hunted animal trying to escape from the cruel cowardly animal in human form, getting a government salary, attacking him or her daily, hiding in a posh government office .

Thus india today is nominally a democracy for the rich and well connected, others are denied even their fundamental right to living and privacy. Filing an RTI request has not helped as these cunning cruel officials falsely claim that national security matters are involved when they actually want to cover up their frauds. What harm would the country face if the harmless business owner was just left alone, saving tax payer money? Can these cruel cowardly officials in india answer, why they waste tax payer money to ensure that business owners do not repay their loans to the bank?