The media reported that a Tamil Nadu ex-cricketer Chandrasekhar allegedly committed suicide due to loans taken for business
This highlights the risk of taking loans, that it is often difficult to predict business conditions a few months or years later
The income of a business can decrease quickly and the business owner does not have funds to repay the loans
So it is better to remain conservative and manage the business with the funds available, india does not reward risk takers and innovators .